You share ownership of many building features including the roof with your fellow owners but responsibility for roof repairs may fall on different parties.
Florida association responsible for roof repairs.
The board states that the interior is my responsibility.
These situations are complicated.
Deciphering florida law on this issue can be a confusing task as the answer often depends on a multitude of variables.
Unit owners board members and association managers are often unsure of which entity is responsible for the maintenance repair and replacement of certain items when damage occurs.
The association has an insurable interest in all units.
If the source of the water intrusion is from the common elements than the association is responsible for the cause of the water intrusion.
Water came in to my condo and has damaged my windows cabinets flooring and back splash in my kitchen.
If a common area element like the roof fails and damages that insurable interest such as a ceiling or walls then the association is responsible for repairs.
Your neighbor is responsible in the same way.
The association of my condo has failed to fix the roof properly over the years and has done patch work to fix spots here and there.
In june we had heavy rain.
Depending on condo association rules.
Accordingly in most cases when water damage is sustained as a result of a flood windstorm roof or window failure or even a leak emanating from an upstairs unit the roof or an exterior wall.
However the roof repairs have been neglected for years because they did.
If an owner s personal property is damaged then the owner s personal insurance should kick in.
So like in florida statute comes in and says that by law the association is responsible for the insurance on the air conditioning system from the roof to the air handler.
The roof spans all of your properties and a problem with one portion of the roof may affect the others.
You are responsible for the roof above your unit and if it develops problems which affect the other units you may also be responsible for paying damages for that.
So in the casualty event a storm or a fire or whatever the claim would go through the insurance from the association and they pay the premium for that.
All personal belongings contained within the unit or those left in the limited common areas as well as all wall coverings floor coverings and ceiling coverings.